Front-End Lending & Credit Administrator
Job description:
Reporting to: Manager of Lending Employment
Type: Full-time (35 hours per week) Monday-Friday
Salary Range: $49,440 – $59,946 per year
Location: Port Hope, Ontario
and this is an IN PERSON position
Vacancy Status: This is an existing vacancy
Job Overview:
At Ganaraska Financial Credit Union , we help our members, brokers and local businesses reach their financial goals by delivering client-focused lending solutions. From initial loan application to final booking and beyond, our team ensures every step of the lending process is handled with precision and care. We’re looking for a proactive, detail-oriented Lending Administrator to manage the full life cycle of loans — from front-end application support through post-funding activities and back-end processing into our banking systems. It's an exciting time to join GFCU and we are looking to expand our team!
Key Responsibilities:
Front-End Lending & Credit Administration:
- Process residential and/or commercial mortgage and loan applications from submission to funding
- Review credit reports, financial documents, and collateral to support underwriting and risk assessments
- Coordinate with borrowers, brokers, underwriters, and third parties to ensure timely document collection and file completeness
- Verify compliance with internal policies and regulatory requirements throughout the application and approval process
- Prepare and audit loan documentation for accuracy, consistency, and completeness
- Communicate loan terms, funding timelines, and conditions clearly to members
Post-Funding & Back-End Operations:
- Review funded loan files and closing packages to ensure all final conditions and documentation are met
- Accurately book loans into the core banking system, including setup of amortization schedules, payment terms, and escrow accounts
- Reconcile funding figures, closing disclosures, and general ledger entries
- Conduct Security searches, prepare and process renewals, registrations and releases
- Process CUMIS insurance set up, claims and cancellations
- Ensure compliance with post-closing and servicing requirements, including insurance and tax information
- Maintain thorough and accurate electronic records in accordance with audit standards
- Respond to servicing inquiries, payoff requests, and internal reporting needs
- Collaborate with internal departments (accounting, compliance, IT) to ensure accurate data flow and resolve issues
- File review and audit
Experience:
- Post Secondary education preferably with a degree in business.
- 2+ years of experience in lending, mortgage processing, loan servicing, or banking operations
- Prior experience in an administrative role preferred, especially within financial services
- Strong proficiency in math with the ability to perform accurate calculations and data analysis
- Familiarity with financial software or relevant tools is a plus
- Excellent organizational skills with attention to detail
- Ability to handle sensitive information with confidentiality
- Effective communication skills, both written and verbal
- Demonstrated ability to work independently and as part of a team
What We Offer:
- Competitive salary
• Stable work schedule with a 35-hour work week supporting work–life balance.
• Employer-sponsored pension plan, with employer contributions.
- Comprehensive benefit package, including health & dental, HSA, as well as additional perks and discounts
- A supportive, team-oriented environment
- Opportunities for professional growth within the organization
- The chance to make a meaningful impact on members’ financial journeys
Apply Now:
If you're ready to play a key role in our Lending Department, we’d love to hear from you. Submit your resume with cover letter to careers@ganaraskacu.com
We thank all applicants for their interest, but only those selected for an interview will be contacted.
Canadian work experience is not required. Artificial Intelligence(AI) tools may be used to support administrative screening of applications.